A unique opportunity was identified with this client, whose previous advisory relationship lacked a proactive, hands-on approach. Reactive solutions left them underserved, failing to address their needs. Upon taking on the portfolio, an assessment of their financing structure revealed a mix of senior construction loans and costly mezzanine debt. While construction on their properties was successfully completed, the inefficient debt structure placed significant strain on cash flow and limited the capacity to reinvest in future projects. Through a strategic restructuring of the portfolio, DIG Capital Advisory unlocked their financial potential.

What set DIG Capital apart was a proactive and tailored approach. Time was taken to understand the client’s needs, identify inefficiencies in their debt structure and implement a strategic refinancing solution.

The transition from construction finance to residual stock facilities with more favourable terms consolidated debt and generated surplus cash flow. This eliminated costly mezzanine debt, streamlined the overall debt structure and significantly reduced financial pressure.

Shifting the relationship from reactive to forward-thinking improved the client’s financial position, providing a solid foundation for future growth and investment.

The client now benefits from a relationship-driven advisory experience, receiving the dedicated debt and credit advisory services needed to move forward with confidence.

The restructuring strategy delivered significant financial improvements. Costly mezzanine debt was completely eliminated, reducing interest expenses and improving cash flow. Transitioning to residual stock debt secured more favourable loan terms tailored to the post-completion phase of their developments, simplifying the debt structure and lowering overall financing costs. Consolidating debt under a single lender further optimised cash flow, providing greater flexibility and stability.

DIG Capital successfully reduced the client’s financial burden and positioned them for future growth with a streamlined and efficient debt framework.